Policies

English
  1. Terms of Service
  2. Mobile Terms
  3. Cardholder Agreement
  4. Credit Card Fee Disclosures
  5. Cashback Program
  6. Academy Bank Deposit Account Agreement
  7. Deposit Account Agreement Rates and Fees
  8. Electronic Communication Agreement
  9. Academy Bank Privacy Policy
  10. Atlas Privacy Policy
  11. New Member Reward Program
  12. Rent Reporting Terms of Service for Renters
  13. Rent Reporting Terms of Service for Property Managers
  14. Credit Score Guarantee Terms and Conditions
  15. Atlas Reward Programs
  16. Smart Save Terms
Spanish
  1. Condiciones de servicio (Terms of Service)
  2. Condiciones móviles (Mobile Terms)
  3. Acuerdo de titularidad de la tarjeta Atlas (Cardholder Agreement)
  4. Cuenta de tarjeta Atlas (Credit Card Fee Disclosures)
  5. Programa de devolución de dinero (Cashback Program)
  6. Acuerdo de cuenta de depósito (Academy Bank Deposit Account Agreement)
  7. Information sobre tarifs y comisiones (Deposit Account Agreement Rates and Fees)
  8. Acuerdo de comunicación electrónica (Electronic Communication Agreement)
  9. Smart Pay Agreement
  10. Política de privacidad de Atlas (Atlas Privacy Policy)
  11. Política de privacidad del Banco de la Academia (Academy Bank Privacy Policy)
  12. Programa de recompensas para nuevos miembros (New Member Reward Program)
  13. Términos de servicio de informes de alquiler para inquilinos (Rent Reporting Terms of Service for Renters)
  14. Términos de servicio de informes de alquiler para administradores de propiedades (Rent Reporting Terms of Service for Property Managers)
  15. Términos y condiciones de la garantía de puntaje crediticio (Credit Score Guarantee Terms and Conditions)
  16. Programas de recompensas Atlas (Atlas Rewards Programs)
  17. Términos de guardado inteligente (Smart Save Terms)
Other
  1. Dwolla Account Terms of Service
  2. Dwolla Privacy Policy
  3. Evolve's Customer Account Terms
  4. Evolve's Privacy Policy
  5. Licenses

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Atlas © Exto Inc. doing business as Atlas, Atlas Application, Atlas Card, Exto Labs is a financial technology company, not a bank.

Customer deposit accounts and payments are subject to Atlas's bank partner account terms. Our bank partners are Academy Bank, member FDIC, and Dwolla partner Evolve Bank & Trust, member FDIC.  The Atlas Card is issued by Patriot Bank N.A. and pursuant to a license from MasterCard® International Incorporated. Lending services are provided by Atlas.